/* =====================================================================
   MortgageCo v2. funnel styles  (clean / minimal / monochrome)
   White canvas · near-black ink · subtle accent · no card, no clutter.
   Mobile-first. 0 horizontal overflow at 360 / 390 / 768.
   ===================================================================== */

:root{
    --ink:#1d212d;          /* text + primary button */
    --ink-soft:#3c4354;
    --muted:#636b7e;        /* labels / secondary */
    --faint:#98a0b3;
    --line:#e5e7ee;
    --row:#f2f4f8;          /* option row */
    --row-hover:#e9ecf2;
    --row-active:#dfe4ec;
    --accent:#0E93A8;
    --danger:#c81e27;       /* light-red eyebrow accent (brand red family) */
    --accent-tint:#E6F6F9;
    --white:#ffffff;
    --r:14px; --r-pill:999px;
    --ease:cubic-bezier(.2,.7,.2,1);
    --t:.18s;
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%}

body{
    font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
    color:var(--ink);
    background:var(--white);
    font-size:16px;line-height:1.5;
    -webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;
    min-height:100vh;display:flex;flex-direction:column;overflow-x:hidden;
}

.skip-link{position:absolute;left:-9999px;top:0;z-index:100;background:var(--ink);color:#fff;padding:10px 16px;border-radius:0 0 10px 0;font-weight:600;font-size:.9rem}
.skip-link:focus{left:0}

/* ---------------------------------------------------------------- header */
.site-header{background:#1d212d;border-bottom:1px solid #141822}
.site-header__inner{max-width:1080px;margin:0 auto;padding:15px 24px;display:flex;align-items:center;justify-content:center}
.site-header__logo{display:inline-flex}
.site-header__logo img{height:38px;width:auto;display:block}

/* ----------------------------------------------------- thin top progress */
.topbar{height:3px;background:var(--line);position:sticky;top:0;z-index:30}
.topbar__fill{height:100%;width:20%;background:var(--ink);border-radius:0 2px 2px 0;transition:width .55s var(--ease)}

/* ------------------------------------------------------------------ page */
.page{flex:1 0 auto;display:flex;justify-content:center;padding:clamp(40px,7vh,68px) 24px 56px}
.flow{width:100%;max-width:520px}

/* ------------------------------------------------------------------ step */
.step{display:none}
.step.is-active{display:block;animation:fade .34s var(--ease) both}
@keyframes fade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}

/* ----------------------------------------------------------- intro bits */
.eyebrow{
    display:inline-flex;align-items:center;gap:7px;
    font-size:.8rem;font-weight:600;color:var(--accent);background:var(--accent-tint);
    padding:6px 12px;border-radius:var(--r-pill);
}
.title{
    margin-top:18px;
    font-size:clamp(1.55rem,4.2vw,2.05rem);
    font-weight:800;letter-spacing:-.025em;line-height:1.14;color:var(--ink);
    max-width:19ch;outline:none;
}

/* -------------------------------------------------------------- question */
.q-label{margin-top:30px;margin-bottom:14px;font-size:.95rem;font-weight:500;color:var(--muted)}

/* prominent question heading for steps 2+ (no hero on those steps) */
.q-heading{
    font-size:clamp(1.4rem,3.9vw,1.78rem);
    font-weight:800;letter-spacing:-.025em;line-height:1.18;color:var(--ink);
    max-width:20ch;outline:none;
}
.q-heading + .options{margin-top:24px}

/* back control at the top of steps 2+ */
.step-back{
    display:inline-flex;align-items:center;gap:5px;margin-bottom:18px;
    background:none;border:none;cursor:pointer;font-family:inherit;
    font-size:.88rem;font-weight:600;color:var(--muted);padding:4px 2px 4px 0;
    transition:color var(--t) var(--ease);
}
.step-back:hover{color:var(--ink)}
.step-back:focus-visible{outline:none;color:var(--ink);text-decoration:underline;text-underline-offset:3px}
.step-back svg{width:16px;height:16px}

/* --------------------------------------------------------------- options */
.options{display:flex;flex-direction:column;gap:10px}
.option{
    display:flex;align-items:center;gap:14px;width:100%;text-align:left;font-family:inherit;color:var(--ink);
    background:var(--row);border:1.5px solid transparent;border-radius:var(--r);
    padding:16px 18px;cursor:pointer;
    transition:background var(--t) var(--ease),border-color var(--t) var(--ease),box-shadow var(--t) var(--ease);
    -webkit-tap-highlight-color:transparent;
}
.option:hover{background:var(--row-hover)}
.option:focus-visible{outline:none;border-color:var(--ink);box-shadow:0 0 0 3px rgba(50,70,95,.12)}
.option__icon{flex:0 0 auto;width:24px;height:24px;color:var(--ink-soft);display:grid;place-items:center}
.option__label{flex:1 1 auto;font-size:1rem;font-weight:500;min-width:0}
.option__radio{
    flex:0 0 auto;width:21px;height:21px;border-radius:50%;border:2px solid #b6c4d2;
    position:relative;transition:border-color var(--t) var(--ease),background var(--t) var(--ease);
}
.option[aria-checked="true"]{background:var(--row-active);border-color:var(--ink)}
.option[aria-checked="true"] .option__icon{color:var(--ink)}
.option[aria-checked="true"] .option__radio{border-color:var(--ink);background:var(--ink)}
.option[aria-checked="true"] .option__radio::after{
    content:"";position:absolute;inset:0;margin:auto;width:7px;height:7px;border-radius:50%;background:#fff;
    animation:dot .2s var(--ease)
}
@keyframes dot{from{transform:scale(0)}to{transform:scale(1)}}

/* ------------------------------------------------------------- next/back */
.btn-next{
    margin-top:32px;display:inline-flex;align-items:center;justify-content:center;gap:8px;
    background:var(--ink);color:#fff;font-family:inherit;font-size:1rem;font-weight:600;
    padding:14px 38px;border:none;border-radius:var(--r-pill);cursor:pointer;
    transition:transform .15s var(--ease),opacity .15s var(--ease),background .15s var(--ease);
}
.btn-next:hover:not(:disabled){background:#000;transform:translateY(-1px)}
.btn-next:disabled{opacity:.32;cursor:not-allowed}
.btn-next:focus-visible{outline:none;box-shadow:0 0 0 3px rgba(50,70,95,.28)}

.btn-back{
    margin-top:20px;display:inline-flex;align-items:center;gap:6px;
    background:none;border:none;cursor:pointer;font-family:inherit;font-size:.92rem;font-weight:600;color:var(--muted);
    padding:6px 2px;transition:color var(--t) var(--ease)
}
.btn-back:hover{color:var(--ink)}
.btn-back:focus-visible{outline:none;color:var(--ink);text-decoration:underline;text-underline-offset:3px}

/* ---------------------------------------------------------------- slider */
.slider{margin-top:6px}
.slider__value{font-size:clamp(1.8rem,6vw,2.2rem);font-weight:800;letter-spacing:-.02em;color:var(--ink);margin-bottom:20px;font-variant-numeric:tabular-nums}
.slider__input{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:99px;background:var(--row-active);outline:none;cursor:pointer}
.slider__input::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:26px;height:26px;border-radius:50%;background:var(--ink);border:3px solid #fff;box-shadow:0 2px 7px rgba(0,0,0,.28);cursor:grab}
.slider__input::-moz-range-thumb{width:26px;height:26px;border-radius:50%;background:var(--ink);border:3px solid #fff;box-shadow:0 2px 7px rgba(0,0,0,.28);cursor:grab}
.slider__input:active::-webkit-slider-thumb{cursor:grabbing}
.slider__input:focus-visible{box-shadow:0 0 0 4px rgba(50,70,95,.16)}
.slider__ends{display:flex;justify-content:space-between;margin-top:12px;font-size:.8rem;font-weight:500;color:var(--muted)}

/* ----------------------------------------------------------------- fields */
.field-group{margin-top:4px}
.field-label{display:block;font-size:.85rem;font-weight:500;color:var(--muted);margin-bottom:7px}
.field{width:100%;font-family:inherit;font-size:1.05rem;color:var(--ink);background:#fff;border:1.5px solid var(--line);border-radius:var(--r);padding:15px 16px;transition:border-color .18s var(--ease),box-shadow .18s var(--ease)}
.field::placeholder{color:#94a3b8}
.field:focus{outline:none;border-color:var(--ink);box-shadow:0 0 0 3px rgba(50,70,95,.1)}
.field.is-invalid{border-color:var(--danger);box-shadow:0 0 0 3px rgba(200,30,39,.12)}
.field-row{display:flex;gap:12px}
.field-row .field{flex:1 1 0;min-width:0}
.field-stack{display:flex;flex-direction:column;gap:12px}
.field-error{margin-top:9px;font-size:.83rem;font-weight:500;color:var(--danger);display:none}
.field-error.show{display:block}

/* ------------------------------------------------------------------ tcpa */
.tcpa{margin-top:18px;font-size:.71rem;line-height:1.55;color:#94a3b8}
.tcpa a{color:#64748b;text-decoration:underline}

/* submit CTA (final step) */
.btn-submit{width:100%;margin-top:16px}

/* ------------------------------------------------------- upsell offers */
.offer .title{max-width:none}
.benefits{list-style:none;margin:22px 0 2px;display:flex;flex-direction:column;gap:11px}
.benefit{display:flex;align-items:flex-start;gap:11px;font-size:1rem;font-weight:500;color:var(--ink-soft);line-height:1.4}
.benefit svg{flex:0 0 auto;width:20px;height:20px;color:var(--accent);margin-top:1px}
.offer__lead{margin-top:26px;font-size:1.12rem;font-weight:700;letter-spacing:-.01em;color:var(--ink);line-height:1.35}
.offer__body{margin-top:14px;font-size:1rem;color:var(--muted);line-height:1.62}
.offer .btn-submit{margin-top:28px}
.btn-skip{display:block;width:100%;margin-top:14px;background:none;border:none;cursor:pointer;font-family:inherit;font-size:.92rem;font-weight:500;color:var(--muted);padding:8px;text-align:center;transition:color var(--t) var(--ease)}
.btn-skip:hover{color:var(--ink)}
.btn-skip:focus-visible{outline:none;color:var(--ink);text-decoration:underline;text-underline-offset:3px}
.offer--done{text-align:center}
.offer--done .eyebrow{margin-bottom:4px}
.offer--done .title,.offer--done .offer__body{margin-left:auto;margin-right:auto}

/* ------------------------------------------------------------------ modal */
body.modal-open{overflow:hidden}
.modal[hidden]{display:none}
.modal{position:fixed;inset:0;z-index:100;display:flex;align-items:center;justify-content:center;padding:20px}
.modal__backdrop{position:absolute;inset:0;background:rgba(50,70,95,.55);backdrop-filter:blur(3px);-webkit-backdrop-filter:blur(3px);animation:mFade .2s var(--ease)}
.modal__card{position:relative;z-index:1;width:100%;max-width:480px;max-height:calc(100vh - 40px);overflow-y:auto;background:#fff;border-radius:20px;padding:30px 26px 26px;box-shadow:0 40px 90px -28px rgba(0,0,0,.5);animation:mIn .28s var(--ease)}
@keyframes mFade{from{opacity:0}to{opacity:1}}
@keyframes mIn{from{opacity:0;transform:translateY(16px) scale(.985)}to{opacity:1;transform:none}}
.modal__close{position:absolute;top:13px;right:13px;width:34px;height:34px;border-radius:50%;border:none;background:var(--row);color:var(--ink-soft);display:grid;place-items:center;cursor:pointer;transition:background var(--t) var(--ease)}
.modal__close:hover{background:var(--row-active)}
.modal__close:focus-visible{outline:none;box-shadow:0 0 0 3px rgba(50,70,95,.18)}
.modal__title{font-size:clamp(1.3rem,4vw,1.55rem);font-weight:800;letter-spacing:-.02em;line-height:1.2;color:var(--ink);margin-bottom:20px;padding-right:28px;outline:none}
.modal .tcpa{margin-top:16px}
.modal .btn-submit{margin-top:16px}

/* ------------------------------------------------------------- thank-you */
.ty-hero{text-align:center;margin-bottom:30px}
.ty-check{width:84px;height:84px;border-radius:50%;display:grid;place-items:center;margin:0 auto 22px;color:#fff;background:linear-gradient(135deg,#17B3C6,#0A7487);box-shadow:0 18px 42px -14px rgba(29,33,45,.45);animation:tyPop .55s var(--ease) both}
@keyframes tyPop{0%{opacity:0;transform:scale(.5)}60%{transform:scale(1.1)}100%{opacity:1;transform:scale(1)}}
.ty-check svg{width:44px;height:44px}
.ty-check svg path{stroke-dasharray:1;stroke-dashoffset:1;animation:tyDraw .45s .32s var(--ease) forwards}
@keyframes tyDraw{to{stroke-dashoffset:0}}
.ty-hero .title{max-width:none}
.ty-sub{margin-top:14px;font-size:1.05rem;color:var(--muted);line-height:1.6;max-width:42ch;margin-left:auto;margin-right:auto}

.ty-steps{display:flex;flex-direction:column;gap:16px;padding:22px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.ty-step{display:flex;align-items:flex-start;gap:13px}
.ty-step__num{flex:0 0 auto;width:27px;height:27px;border-radius:50%;background:var(--ink);color:#fff;font-size:.82rem;font-weight:700;display:grid;place-items:center;margin-top:1px}
.ty-step__title{display:block;font-weight:600;color:var(--ink);font-size:1rem}
.ty-step__desc{display:block;font-size:.92rem;color:var(--muted);margin-top:1px}

.ty-section{margin-top:34px}
.ty-section__head{display:flex;align-items:center;gap:10px}
.ty-section__title{font-size:1.15rem;font-weight:700;letter-spacing:-.01em;color:var(--ink)}
.ty-section__tag{font-size:.64rem;font-weight:600;letter-spacing:.07em;text-transform:uppercase;color:var(--faint);border:1px solid var(--line);border-radius:99px;padding:3px 8px}
.ty-section__sub{margin:6px 0 13px;font-size:.95rem;color:var(--muted)}
.partners{display:flex;flex-direction:column;gap:11px}
.partner{display:flex;align-items:center;gap:14px;padding:15px 16px;background:#fff;border:1.5px solid var(--line);border-radius:var(--r);text-decoration:none;color:var(--ink);transition:border-color .2s var(--ease),box-shadow .2s var(--ease),transform .2s var(--ease)}
.partner:hover{border-color:var(--ink);transform:translateY(-2px);box-shadow:0 12px 26px -16px rgba(50,70,95,.28)}
.partner:focus-visible{outline:none;border-color:var(--ink);box-shadow:0 0 0 3px rgba(50,70,95,.12)}
.partner__icon{flex:0 0 auto;width:44px;height:44px;border-radius:11px;display:grid;place-items:center;background:var(--accent-tint);color:var(--accent)}
.partner__body{flex:1 1 auto;min-width:0}
.partner__title{display:block;font-weight:600;color:var(--ink)}
.partner__desc{display:block;font-size:.88rem;color:var(--muted);line-height:1.4;margin-top:1px}
.partner__arrow{flex:0 0 auto;color:var(--muted);transition:transform .2s var(--ease),color .2s var(--ease)}
.partner:hover .partner__arrow{transform:translateX(3px);color:var(--ink)}

/* lender comparison cards (thank-you primary offers) */
.lenders{display:flex;flex-direction:column;gap:14px}
.lender{background:#fff;border:1.5px solid var(--line);border-radius:18px;padding:20px 20px 18px;transition:border-color .2s var(--ease),box-shadow .2s var(--ease)}
.lender:hover{border-color:var(--line);box-shadow:0 14px 30px -18px rgba(50,70,95,.22)}
.lender__head{display:flex;align-items:center;justify-content:space-between;gap:8px 14px;flex-wrap:wrap}
.lender__logo{display:inline-flex;align-items:center;gap:8px;font-size:1.14rem;font-weight:800;letter-spacing:-.02em}
.lender__logo svg{width:22px;height:22px;flex:0 0 auto}
.lender__rating{display:inline-flex;align-items:center;gap:6px;font-size:.84rem;color:var(--muted)}
.stars{display:inline-flex;gap:1px;color:#f5a623;line-height:0}
.stars svg{width:15px;height:15px;fill:currentColor}
.lender__score{font-weight:700;color:var(--ink)}
.lender__points{list-style:none;margin:15px 0 18px;display:grid;grid-template-columns:1fr 1fr;gap:9px 16px}
.lender__points li{display:flex;align-items:flex-start;gap:8px;font-size:.9rem;color:var(--ink-soft);line-height:1.35}
.lender__points li svg{flex:0 0 auto;width:17px;height:17px;color:var(--accent);margin-top:1px}
.lender__cta{width:100%;text-decoration:none}
.lender__logo{color:var(--ink)}
.lender__logo img{width:26px;height:26px;border-radius:6px;flex:0 0 auto;object-fit:contain}
.lender__reviews{color:var(--muted);text-decoration:underline;text-underline-offset:2px;font-size:.84rem}
.lender__reviews:hover{color:var(--ink)}
.stars--tp{color:#00b67a}
@media(max-width:520px){.lender__points{grid-template-columns:1fr;gap:9px}}

/* advertising disclosure */
.site-footer__disc{background:none;border:none;cursor:pointer;font-family:inherit;padding:0;font-size:.8rem;color:var(--muted);transition:color var(--t) var(--ease)}
.site-footer__disc:hover{color:var(--ink);text-decoration:underline}
.disclosure{font-size:.78rem;line-height:1.55;color:var(--ink-2)}
.disclosure__updated{color:var(--muted);font-size:.72rem;margin-bottom:12px}
.disclosure p{margin-bottom:10px}
.disclosure h3{font-size:.86rem;font-weight:700;color:var(--ink);margin:16px 0 8px}
.disclosure strong{color:var(--ink)}
.disclosure a{color:inherit;text-decoration:underline}

/* fine-print disclaimers block (debt page) */
.fineprint{margin-top:32px;padding-top:18px;border-top:1px solid var(--line);font-size:.69rem;line-height:1.5;color:#94a3b8}
.fineprint strong{color:var(--muted)}
.fineprint a{color:inherit;text-decoration:underline}

/* ===================================== thank-you v3 (funnel-native, light) */
/* Reads as the funnel's final step: same white canvas, ink type, token accent.
   Everything runs off :root vars so the page reskins with the brand. */
body.ty{background:var(--white)}
body.ty .topbar__fill{width:100%}
body.ty .page{padding-top:clamp(30px,5.5vh,50px)}
.ty-section--first{margin-top:36px}

.ty3-hero{position:relative;text-align:center}
.ty3-hero .ty-confetti{position:absolute;left:50%;top:-26px;transform:translateX(-50%);width:min(94vw,660px);height:330px;pointer-events:none;z-index:0}
.ty3-hero > :not(.ty-confetti){position:relative;z-index:1}
.ty3-check{position:relative;width:84px;height:84px;margin:0 auto 22px;border-radius:50%;display:grid;place-items:center;color:#fff;background:var(--accent);box-shadow:0 18px 42px -16px rgba(17,17,20,.32);animation:tyPop .55s var(--ease) both}
@supports (background:color-mix(in srgb,red,blue)){
    .ty3-check{background:linear-gradient(135deg,var(--accent),color-mix(in srgb,var(--accent),#000 22%))}
}
.ty3-check::before{content:"";position:absolute;inset:-8px;border-radius:50%;border:2px solid var(--accent);opacity:0;animation:ty3Ring 1.5s var(--ease) .3s 2}
@keyframes ty3Ring{0%{transform:scale(.85);opacity:.5}100%{transform:scale(1.25);opacity:0}}
.ty3-check svg{width:44px;height:44px}
.ty3-check svg path{stroke-dasharray:1;stroke-dashoffset:1;animation:tyDraw .45s .32s var(--ease) forwards}
.ty3-hero .title{max-width:none}

.ty-steps{margin-top:36px}

.lender--top,.lender--top:hover{border-color:var(--accent);box-shadow:0 16px 36px -18px rgba(17,17,20,.16)}

/* google places autocomplete dropdown */
.pac-container{border:1px solid var(--line);border-radius:12px;box-shadow:0 20px 44px -20px rgba(50,70,95,.28);margin-top:6px;font-family:inherit;overflow:hidden;background:#fff}
.pac-item{padding:10px 14px;font-size:.92rem;color:var(--ink-soft);cursor:pointer;border-top:1px solid #eef2f6}
.pac-item:hover,.pac-item-selected{background:var(--row)}
.pac-item-query{font-size:.95rem;color:var(--ink)}
.pac-icon{display:none}

/* ----------------------------------------------- interstitial (step 2) */
.step--next .title{margin-top:0}
.next-sub{margin-top:10px;font-size:1rem;color:var(--muted);max-width:34ch}
.dots{display:inline-flex;gap:7px;margin-top:18px}
.dots span{width:8px;height:8px;border-radius:50%;background:var(--ink);opacity:.25;animation:bd 1.2s var(--ease) infinite}
.dots span:nth-child(2){animation-delay:.18s}
.dots span:nth-child(3){animation-delay:.36s}
@keyframes bd{0%,100%{opacity:.22;transform:scale(.8)}40%{opacity:.85;transform:scale(1)}}

/* ---------------------------------------------------------------- footer */
.site-footer{flex-shrink:0;border-top:1px solid var(--line);padding:18px 24px}
.site-footer__inner{max-width:1080px;margin:0 auto;display:flex;flex-wrap:wrap;gap:8px 20px;align-items:center;justify-content:space-between}
.site-footer__links{display:flex;flex-wrap:wrap;gap:8px 18px}
.site-footer__links a{font-size:.8rem;color:var(--muted);text-decoration:none;transition:color var(--t) var(--ease)}
.site-footer__links a:hover{color:var(--ink)}
.site-footer__legal{font-size:.78rem;color:var(--faint)}

/* ------------------------------------------------------------ responsive */
@media (max-width:520px){
    .page{padding-left:20px;padding-right:20px}
    /* On mobile the back control drops BELOW the Next button. at the top it pushed the question down.
       Flex-reorder so DOM stays back-first (good for desktop), but visually back renders last on mobile. */
    .step.is-active{display:flex;flex-direction:column}
    .btn-next{width:100%;order:9}
    /* the skip link is secondary: it must sit BELOW the primary button, not above it
       (.btn-next carries order:9, so an unordered sibling would float to the top) */
    .btn-skip{order:10}
    .step-back{order:11;margin:16px 0 0;align-self:flex-start}
}

/* ----------------------------------------------------- reduced motion */
@media (prefers-reduced-motion:reduce){
    *,*::before,*::after{animation-duration:.001ms !important;animation-iteration-count:1 !important;transition-duration:.001ms !important}
}

/* ===== v3 additions (Lendgo flow) ===== */
/* subheading / hint under a question. left-aligned, matches the muted label style */
.q-note{margin:12px 0 0;max-width:44ch;font-size:.92rem;line-height:1.5;font-weight:500;color:var(--muted)}
.q-heading + .q-note{margin-top:12px}
.q-note + .options{margin-top:24px}
.q-note + .slider,.q-note + .field-stack,.q-note + .field{margin-top:22px}
/* celebratory "You may qualify to get up to $X". soft accent highlight, on-brand */
[data-cashout-note]{display:block;margin:14px 0 2px;padding:12px 16px;background:var(--accent-tint);border-radius:var(--r);color:var(--accent);font-size:1rem;font-weight:600;line-height:1.4}
[data-cashout-note] strong{font-weight:800;font-size:1.15em;white-space:nowrap}
[data-cashout-note]:empty{display:none}
[data-cashout-note] + .slider{margin-top:20px}
/* labeled sliders (bankruptcy/foreclosure). fit the longer text */
[data-slider-type="label"] .slider__value{font-size:1.25rem;line-height:1.3}

/* ------------------------------------------ LenderMatch SMS opt-in (Consent B) */
.sms-opt{display:flex;align-items:flex-start;gap:10px;margin-top:16px;cursor:pointer}
.sms-opt input{margin-top:3px;width:16px;height:16px;accent-color:var(--accent);cursor:pointer;flex:0 0 auto}
.sms-opt span{font-size:.74rem;line-height:1.55;color:#94a3b8}
.sms-opt a{color:#64748b;text-decoration:underline}